Privacy Policy

Vantage is operated by Octaraa. Vantage's parent company, Dhansamriddhi Finvest Private Limited, is an AMFI-registered Mutual Fund Distributor (ARN-350268). This policy covers data collected through vantage.octaraa.com and the Wealth Manager/client applications behind it.

To run a client consultation and deliver a wealth plan, Wealth Managers enter the following about each client into Vantage:

• Contact details: name, email address, backup email address, phone number
• Personal details: age, location, organization, designation, spouse name and organization, number of family members, dependents, and children
• Financial details: income, monthly expenses, risk profile, and goal-based planning inputs (e.g. retirement, education, home-purchase targets)
• The investment options (mutual funds, fixed deposits, insurance, and similar) a Wealth Manager discusses and recommends

We also generate and store, as part of normal product operation:

• PDF wealth-plan documents and their version history
• An audit log of actions taken on a consultation (created, recommendations added, approved, sent, reassigned)
• Email delivery records (sent, bounced, opened, clicked) for the PDFs sent to clients
• A time-limited access token used to give a client secure portal access to their own plan

Wealth Managers authenticate with an email/password login; we store Wealth Manager account and role information to control access.

Client and financial data is used solely to let a Wealth Manager build, review, approve, and deliver that specific client's consultation and wealth plan, and to maintain the approval/audit trail Vantage is built around. We do not use client data for advertising, and we do not sell client data.

Plan PDFs are sent by email via our transactional email provider, Brevo, which processes the recipient address and message content solely to deliver that email. We do not otherwise share client data with third parties, except where required by law or regulation applicable to [Octaraa / Dhansamriddhi Finvest Private Limited — legal to confirm the correct entity and any regulator-mandated disclosures, e.g. to AMFI/SEBI].

Data is stored on Octaraa's cloud infrastructure (Google Cloud Platform). [Legal/compliance to confirm and state: data residency/region, retention period per record type, and backup policy.]

Vantage has a built-in mechanism for a Wealth Manager to request deletion of a client's data. [Legal to confirm and publish: who a client or Wealth Manager should contact to request access to, correction of, or deletion of their data, the applicable timeline, and any grounds on which a request may be declined — e.g. records Octaraa/its parent entity must retain for AMFI/SEBI regulatory record-keeping.]

[Required under India's IT Rules 2021 / DPDP Act 2023 — legal to provide the designated Grievance Officer's name, address, and contact details.]

Questions about this policy: support@octaraa.com.