Draft — pending legal & compliance review. This page describes how Vantage actually works today, in plain terms, so terms of use exist while the final legally-reviewed version is prepared. It is not yet a finalized legal document; bracketed fields are placeholders for compliance/legal to fill in before this page is indexed and treated as authoritative.

Terms of Service

Last updated: [date of legal sign-off]

What Vantage is

Vantage is a client consultation platform built by Octaraa for Wealth Managers: it supports live, Wealth Manager-led consultations, goal-based financial planning calculations, a manual product-recommendation workflow, a Wealth Manager approval step, and PDF delivery of the resulting plan to the client by email, with a time-limited portal link for the client to view it.

Who can use it

Vantage's Wealth Manager and admin areas are for authorized personnel of Octaraa / Dhansamriddhi Finvest Private Limited (or a firm it has provisioned) only, accessed via Wealth Manager-issued login credentials. Clients access their own plan only through the individual, time-limited link sent to them — there is no general client self-signup.

Wealth Manager responsibilities

A Wealth Manager using Vantage is responsible for the accuracy of client data and investment options they enter, for reviewing and approving a plan before it is sent, and for keeping their login credentials confidential. Product/investment recommendations made through Vantage are the Wealth Manager's own professional recommendations; Vantage is a tool for capturing, calculating, and delivering them, not an automated advice engine.

Regulatory disclosure

Dhansamriddhi Finvest Private Limited (Octaraa's parent company) is an AMFI-registered Mutual Fund Distributor, ARN-350268. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. [Legal/compliance to add any further SEBI/AMFI-mandated terms applicable to distribution activity conducted through this platform.]

Availability and changes

We aim to keep Vantage available and will maintain the audit trail and PDF archive it generates, but do not currently commit to a specific uptime SLA. [Legal to confirm and state: any uptime commitment, planned maintenance notice period, and process for notifying users of material changes to the product or these terms.]

Liability

[Legal to draft: limitation of liability, indemnification, and warranty disclaimers appropriate to a B2B tool used in regulated financial-advisory workflows.]

Governing law

[Legal to confirm: governing law and jurisdiction for disputes.]

Contact

Questions about these terms: support@octaraa.com.